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BPI Amore Cashback Card Review: No Annual Fee, But Is It Worth It?
The BPI Amore Cashback Card waives its annual fee with a PHP 30,000 spend. Discover if the cashback rewards justify your spending habits.
The Quick Version
The BPI Amore Cashback Card offers a no-annual-fee deal if you spend PHP 30,000 annually. It’s a solid choice for regular spenders, but the cashback rates might not excite everyone. source
Rates shown are representative. Your actual rate depends on your credit profile. This is not financial advice.
BPI Amore Cashback Card
BPI Amore Cashback Card: Ideal for those hitting PHP 30K spend.
Fees & Rates
The annual fee is typically PHP 0, but only if you spend PHP 30,000 a year. Otherwise, expect to pay. The foreign transaction fee isn't specified, so tread carefully when using it abroad. A potential downside if you’re a frequent traveler.
What's Actually Good
The main highlight is the waived annual fee with a manageable spending threshold. This can make it a cost-effective option for those who regularly use their card for everyday expenses. Plus, it’s a Visa, so it’s widely accepted.
The Catch
The cashback rewards aren’t groundbreaking. If you’re looking for a card that offers substantial cashback, this might not be it. Also, the lack of a specified foreign transaction fee could lead to surprises on international purchases.
This Card Is For You If...
You spend at least PHP 30,000 annually on your credit card and appreciate not having an annual fee. If you're not traveling internationally often and prefer a card with basic perks, this fits.
The Bottom Line
If you can hit the PHP 30,000 spending target, the BPI Amore Cashback Card is a no-frills option that saves you from an annual fee. However, if you’re after high cashback rates or travel perks, look elsewhere.
For more on cashback options, check out Unmasking the Best Cashback Cards in Australia.
