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Is the Barclaycard Avios Plus Worth the £240 Annual Fee?
The Barclaycard Avios Plus could elevate your travel rewards game, but only if you fly often with British Airways. Here's why the £20 monthly fee might be worth it.
The Quick Version
The Barclaycard Avios Plus card offers 1.5 Avios per £1 spent on eligible purchases and a 25,000 Avios welcome bonus for spending £3,000 in the first three months. However, the £240 annual fee and high 35.9% APR could be a dealbreaker if you're not regularly redeeming those Avios. Rates shown are representative. Your actual rate depends on your credit profile. This is not financial advice.
Barclaycard Avios Plus
Solid rewards for frequent flyers, but mind the fee.
Barclaycard Avios Plus
The Fine Print
The Barclaycard Avios Plus comes with a 35.9% variable APR and a £240 annual fee (paid as £20 monthly). You earn 1.5 Avios per £1 on eligible purchases. The card lacks an introductory APR offer, and the signup bonus requires a £3,000 spend in three months. There's a discounted £20.50 per person airport lounge access fee. For more details, visit the source.
What's Actually Good
With 1.5 Avios per £1 spent, this card is a standout for accumulating travel points quickly. The 25,000 Avios bonus is generous, especially if you frequently fly with British Airways. Plus, the card grants a cabin upgrade voucher for spending £10,000 in a year, which is a nice perk for regular travelers.
The Catch
The £240 annual fee is steep, and without a 0% intro APR, carrying a balance could be costly with a 35.9% variable APR. If you're not using Avios regularly, the value diminishes fast. Also, the card offers Mastercard acceptance, but at a discount for lounge passes, which might not be enough for casual travelers.
Who Should Apply
This card is ideal for those with good to excellent credit who are frequent flyers with British Airways. If you spend a lot on travel and can utilize the Avios rewards for flights and upgrades, the benefits could outweigh the costs. However, if you carry a balance or rarely travel, look elsewhere.
The Bottom Line
If you're a British Airways loyalist who spends heavily on travel, the Barclaycard Avios Plus could be a rewarding choice. Otherwise, the high fee and APR might make other cards more appealing. For more cashback options, check out The Best Cashback Credit Cards in Australia for 2026.