Zagrebačka banka go!card Mastercard

A no-fee revolving credit card offering a fixed APR of 6.79%, available credit up to €10,500 with repayment options up to 36 months.

Last checked on October 26, 2026. We may earn a commission when you click through.

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✓ No annual fee ✓ Low fixed interest rate of 6.79% ✓ Access to up to €10,500 credit

Data Snapshot

Zagrebačka banka go!card Mastercard

APR

6.79%

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Decision Brief

With a low fixed APR of 6.79% and no annual fees, this card is ideal for those needing flexible payment options. However, the high repayment period may not suit everyone.

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APR

6.79%

Overview

Card details

A no-fee revolving credit card offering a fixed APR of 6.79%, available credit up to €10,500 with repayment options up to 36 months.

Quick Read

What stands out

💡 Honest Take: While the low interest rate is appealing, it’s crucial to be aware that many users might struggle with the long repayment terms, leading to higher overall costs. Also, there are limited rewards compared to other cards.

Best For: Best for individuals with stable income and good credit management skills who need a flexible credit line.

Watch Out: High total interest costs if the balance is not paid off promptly.

Upside

Pros

  • ✓ No annual fee
  • ✓ Low fixed interest rate of 6.79%
  • ✓ Access to up to €10,500 credit
  • ✓ Flexible repayment terms up to 36 months
  • ✓ Widely accepted Mastercard network

Tradeoffs

Cons

  • ✗ Potentially high total interest if not paid off quickly
  • ✗ Repayment terms may be too long for some users
  • ✗ Limited rewards program

Deep Dive

Expert Review

This card offers a competitive 6.79% APR, making it one of the lowest in the Croatian market. Users can access up to €10,500 in revolving credit, which is beneficial for managing larger purchases.

Repayment options stretch up to 36 months, providing flexibility, but this can lead to significant interest accrual if not managed wisely. The lack of annual fees adds to its appeal, but the card offers limited rewards, which may not satisfy those looking to earn on their spending.

Customer service reviews indicate average satisfaction, so users should consider this when seeking help. Overall, this card is excellent for those who prioritize low-interest rates and flexible payments but be wary of the potential long-term costs associated with extended repayment periods.

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