HSBC Revolution Credit Card

Singapore rewards card with up to 10x Reward points (4 miles per dollar) on contactless and online spending, with no annual fee and complimentary travel insurance up to S$1 million.

Last checked on June 12, 2026. We may earn a commission when you click through.

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✓ No annual fee, making it cost-effective ✓ Up to 10x Reward points (4 miles per dollar) on online and contactless purchases ✓ Complimentary travel insurance coverage up to S$1 million

Data Snapshot

HSBC Revolution Credit Card

Rewards

4%

APR

27.8%

Sign-Up Bonus

$180k

See full review →

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Decision Brief

The HSBC Revolution Credit Card offers excellent rewards for contactless and online spending, making it suitable for frequent shoppers. However, those who primarily spend in-store may find the rewards less appealing.

See full review →

You'll be redirected to hsbc.com.sg

Rewards

4%

APR

27.8%

Sign-Up Bonus

$180k

Quick Read

What stands out

Best For: This card is best for tech-savvy consumers who frequently shop online and prefer contactless payments.

Watch Out: Be wary of the high APR if you carry a balance, as it can quickly accumulate interest charges.

Upside

Pros

  • ✓ No annual fee, making it cost-effective
  • ✓ Up to 10x Reward points (4 miles per dollar) on online and contactless purchases
  • ✓ Complimentary travel insurance coverage up to S$1 million
  • ✓ Attractive sign-up bonus of 180,000 Reward points for new customers
  • ✓ Great for those with an HSBC Everyday Global Account

Tradeoffs

Cons

  • ✗ High APR of 27.8% for unpaid balances
  • ✗ 1x base points on categories outside contactless and online spending
  • ✗ Limited rewards for in-store purchases
  • ✗ Not ideal for those without an HSBC Everyday Global Account
  • ✗ Foreign transaction fees may apply

Deep Dive

Expert Review

In comparison with alternatives like the Citi Rewards Card, which offers broad category rewards, the HSBC Revolution may fall short for in-store users. Overall, this card is tailored for those who embrace digital payments but should be avoided by individuals who often carry a balance.

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